Unsecured Loan in German, French, Spanish & Italian

What does Unsecured Loan mean?

A loan that is not backed by collateral. Repayment is based solely on the borrower's creditworthiness.

Unsecured Loan in a sentence

Credit card debt is a common form of an unsecured loan.

German

Unbesichertes Darlehen

also Blankokredit

Das Risiko für die Bank ist höher, weshalb die Zinsen meist auch höher sind.

French

Prêt non garanti

Prêt accordé sur la seule base de la solvabilité de l'emprunteur.

Spanish

Préstamo no garantizado

also préstamo personal

No requiere avales ni garantías físicas.

Italian

Prestito non garantito

also prestito chirografario

Si basa esclusivamente sulla capacità reddituale del richiedente.